Mine, ours, and the home in one calm view
Hearth (coming soon from Ottr) gives couples and families separate “mine” and “ours” spaces inside one app—with shared household budgets, full dignity for a spouse who doesn’t earn a separate salary, and kids’ allowances in one view.
Switch between Ours, Mine, and Kids in one tap
See how shared bills and groceries pool into Ours, personal purchases stay private inside Mine, and weekly allowances for your children sit cleanly in one shared view.
Each partner decides which cards or categories flow into Ours and which stay inside Mine.
Built for partners, never “dependents”
In many UAE households, one spouse earns the salary while both partners run the home. Hearth gives a non-earning spouse the exact same household clarity—without having to ask “can we afford this?” before every purchase.
Full household visibility without awkward check-ins
Both partners see what is safe to spend for the household until payday, which school or utility bills are already paid or reserved, and how family savings goals are progressing—as co-owners of the home.
Personal breathing room for both of you
Being married shouldn’t mean every coffee, book, or birthday gift is audited line-by-line. Each partner gets their own private “Mine” space so personal spending stays personal.
Works whether you share a single phone and login to separate your joint and personal accounts, or invite your spouse so both phones see “Ours” together.
Privacy controls and kids’ allowances in one view
Whether you manage both your personal spending and your joint account from one phone, or sync household expenses with your partner, each person controls their own switches.
Each of you decides what you share—and kids’ allowances sit right below
Toggle whether your salary figure, card spending, or personal savings goals appear in “Ours”. Each partner has their own independent switches—changing yours never changes theirs—while weekly allowances and remaining balances for your children stay clear for both parents.
Sara and Omar each control their own toggles for salary visibility, card transactions, and savings goals.
Weekly allowance progress updates automatically so both parents see what remains for the week.
No separate youth banking app or manual IOU notes required.
Want shared household spaces in Ottr first?
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